Life's messy, but hopefully the below will come in handy should you ever need to clean it up :) (Hopefully this is never needed!) COFFEE - Rub the stain with a paste that you'd make up of cold water, powdered laundry detergent, and white vinegar. Let that sit for several minutes and then rinse. Repeat if necessary.    GRASS - Rub the stain with white vinegar and baking soda a...Read More

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If current home price trends continue, Canadians are going to be feeling wealthier in the coming years. And when Canadians feel wealthier, consumer spending tends to rise leading to better country-wide economic performance. While this may seem like economics 101-style logic, TD senior economist Brian DePratto took a closer look at just how large an impact this straightforward dynamic has on the C...Read More

Buying a home with a secondary income suite, or with the intention of installing one, can be an effective way to offset steep mortgage costs in some of the hottest Canadian real estate markets. And it should come as no surprise that they’ve become a widespread practice in Toronto and Vancouver, where the average price for a detached home now exceeds $1 million.   Considering rental vaca...Read More

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    What you do for your lawn during the fall will have a great impact on what your lawn will look like next spring. There are four simple steps you can take to help ensure your lawn will be healthy, green and the envy of the neighbourhood next year: 1) Aerate. This means to puncture your lawn with small holes throughout to allow the fertilizer, sunlight,...Read More

Surging home sales in the key Canadian housing markets of Toronto and Vancouver aren’t stopping realtors throughout Canada from calling for looser mortgage stress testing. The same stress testing that was credited with an earlier cooldown in sales activity.   In a statement the Toronto Real Estate Board released this week, several boards, including TREB itself, called on all level...Read More

Canada’s mortgage market has been turned upside down, and it’s giving borrowers an uncommon advantage, a new report suggests. “With long-term rates lower than short-term rates, home buyers have had a rare opportunity to lock in longer maturity fixed-rate mortgages at lower rates than if they had opted for variable rate mortgages,” writes Scotiabank Deputy Chief Economist B...Read More

With detached house prices clear out of reach for many young buyers in Toronto, condos have become the new golden standard for "starter homes" — and it shows. We've watched sales of condo units explode in recent years as demand skyrockets on the back of a fast-growing population mixed with historically low inventory levels. Prices have followed suit, and they're only goin...Read More

There is always a lot of talk about the growing debt in the personal finances of everyday Canadians. And to some extent, it may be true. No doubt, many consumers have gotten used to throwing things on a credit card and then moving on to the next big purchase. The federal government was so concerned about personal debt, they enacted a bunch of rules related to qualifying for a mortgage in an effort...Read More